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LoRA vs full fine-tuning, and when does running a 4-bit quantized model on-prem make sense?

Adapter math, the VRAM arithmetic that makes 4-bit a 4x unlock, and the honest decision rule for on-prem deployments. The deep-internals question Mistral and Cohere loops use to find real practitioners.

Updated Aug 2026 · Grounded in real Forward Deployed Engineer interview loops and written to a senior-engineer editorial bar.

Adapter math, the VRAM arithmetic that makes 4-bit a 4x unlock, and the honest decision rule for on-prem deployments. The deep-internals question Mistral and Cohere loops use to find real practitioners.

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